Future Wealth Builders

What is Net Worth? A Treasure You Build Over Time

Hello and welcome to today’s net worthy discussion.

Last week, we talked about connections and why it is important to build a good one as a teenager. Find more of it here on the tab below.

Today, we move forward with ‘Net worth’.

Proverbs 14:24 TPT

[24] The true net worth of the wise is the wealth that wisdom imparts. But the way of life for the fool is his foolishness.

https://bible.com/bible/1849/pro.14.24.TPT

To truly understand net worth, let’s break the term down into its two root words: “net” and “worth.” The word net comes from the idea of what remains after all deductions—like a fisherman pulling in a net full of fish and removing the unwanted ones that slipped through or were too small. What’s left is the actual catch. Worth, on the other hand, means value—how important or useful something is. So, net worth simply means the total value of everything you have after subtracting what you owe. But here’s the key: net worth isn’t just about money; it’s about the overall value you’ve built in your life through knowledge, skills, relationships, and experiences.

Imagine net worth like a backpack of value you carry around. Some people have backpacks filled with useful skills, strong friendships, and good habits, while others carry things that don’t add much value—like distractions, bad spending habits, or negative influences. The more useful things you add to your backpack—like learning a skill, building great friendships, or making smart financial choices—the richer your net worth becomes. For example, if you love drawing and practice every day, your skill becomes an asset. One day, that talent could lead to a great job, business, or even an inspiring career.

Now, let’s talk about the role of your network—the people you surround yourself with. If you spend time with motivated and ambitious people, your mindset will naturally grow in the right direction. On the other hand, if your environment is filled with negativity and laziness, your growth might slow down. That’s why there’s a popular saying: “Your network is your net worth.” The people in your life can either bring opportunities, knowledge, and positive habits—or distractions that hold you back. Think of your friends as teammates in a game; the right team helps you win, while the wrong one makes success harder.

Surround yourself with minds that grow,
With wisdom, wealth begins to flow.
Your network shapes the dreams you chase,
So choose the right ones in your space.

So, how do you increase your net worth? The answer lies in financial intelligence—the ability to make smart financial and life decisions. This comes from constantly learning, applying what you learn, and surrounding yourself with people who challenge you to grow. You can increase your financial intelligence by studying articles like this one, reading books, and following real mentors who have already built something valuable. The more you invest in yourself, the more you increase your true net worth, leading to a future filled with opportunities and success!